General terms and conditions, legal notices and information

Please read these general conditions, legal notices, and the information about using this website, hereinafter called “the Website”, carefully.

By accessing or using the Website, you also accept these general terms and conditions.

If you do not wish to accept these general terms and conditions, do not visit the Website or make any use of the information and figures posted on the Website. These general terms and conditions are subject to change.

Publisher and company details

The information included on this website, hereinafter called "the Website", is compiled and published by:

Merit Capital, a public limited company under Belgian law, whose registered office is at Museumstraat 12D, 2000 Antwerp, with enterprise number 0471.885.204, hereinafter called “Merit Capital”.

Merit Capital is a stockbroking firm that is subject to the supervision and regulation of the National Bank of Belgium (NBB) and the Financial Services and Markets Authority (FSMA).

For more information:

FSMA, Congresstraat 10-16, 1000 Brussels, www.fsma.be

NBB, de Berlaimontlaan 14, 1000 Brussels, www.nbb.be

Services and products offered on the Website

Unless expressly stated otherwise, the information, services and products that you consult on the Website or obtain via interactive applications are purely for informative purposes only, regardless of whether or not this information comes from Merit Capital itself or from third parties selected by it.

The information provided does not form any invitation, recommendation or offer to buy or sell the movable assets referred to. Unless expressly stated otherwise, the information cannot be considered as investment advice nor as an investment recommendation in the sense of Article 2 of the Belgian Financial Sector and Financial Services Supervision Act 2002.

For precise information, professional advice or an offer, please contact one of the branch offices of Merit Capital.

The information on the Website is regularly checked and updated to the best of our ability. The information on the website is consequently subject to change. Merit Capital gives no guarantee whatsoever concerning the quality, adequacy, correctness, completeness or suitability for a certain objective of the information, the data and the publications on the Website, or on any other websites that are referred to.

Merit Capital aims to provide maximum availability of the Website, but it nonetheless reserves the right, even without prior warning, to interrupt access to the Website in the event of a risk of fraud or abuse, or to make modifications to the Website.

Liability

Merit Capital, its directors, employees and representatives, shall not be liable, on any grounds whatsoever, contractual or otherwise, for any direct or indirect damages that you might suffer as a result of accessing, visiting or using the Website, except in the event of wilful misconduct or gross negligence on their part, or in the event of misleading, false or conflicting information in an issue prospectus for financial instruments.

See also the section on hyperlinks.

Intellectual property rights

The intellectual property rights on the information, publications and data provided on the Website are vested in Merit Capital, or in entities or third parties allied to Merit Capital. You are bound to refrain from any infringement of these rights. The information on the Website may only be copied and printed exclusively for your personal, non-commercial use, on the condition you do not remove any reference to intellectual property rights or other property rights.

Except with the express prior and written consent of Merit Capital, any transfer, sale, distribution or reproduction of the information, publications or data is prohibited, in any form or by any means whatsoever.

Hyperlinks

This Website contains hyperlinks to websites of third parties. You can choose to visit these websites if you want to. Merit Capital does not act as an intermediary, it does not mediate between you and those third parties, and it does not approve or disapprove of the products or services that are offered on these websites of third parties, nor it does recommend or condemn such. Merit Capital accepts no responsibility whatsoever for the contents of the websites which the links go to, and gives no guarantees in relation to the accuracy or reliability of the information that can be found, directly or indirectly, on the websites of third parties, or in relation to the reliability and/or the trustworthiness of such third parties.

Merit Capital cannot be held liable for any negative consequences or any losses that you might suffer as a result of:

  • the contacts made or contracts concluded on the basis of the hyperlinks,
  • the use of information obtained via the hyperlinks,
  • the consulting of website(s) visited via the hyperlinks.

Privacy Statement

Merit Capital respects the privacy of the users of the Website. The collection of personal details via the Website and the use that Merit Capital makes of this data is carried out in accordance with the provisions of the Belgian Privacy Act of 8 December 1992. Merit Capital is the data controller for any data collected via this Website.

As a visitor or user of the Website you also give your approval for Merit Capital to register and process your personal details for the following purposes:

  • the fulfilment of all relevant and applicable laws and regulations, in particular those concerning the prevention of money laundering and the financing of terrorism,
  • the management of the contractual and pre-contractual relations,
  • the prevention of abuse and fraud,
  • the compiling of statistics and tests,
  • the training of staff and the monitoring of the quality of the service,
  • commercial prospecting or direct marketing of financial products.

Your details can be used, for example, to confirm the receipt of your e-mails, to send requested information to your home address, or for marketing purposes, such as offering any suitable services or products to you.

As a client you have the right to object in writing, free of charge, to the use of your details for direct marketing purposes. You can exercise that right at all Merit Capital offices or by contacting the Customer Services department of Merit Capital, Museumstraat 12D, 2000 Antwerp.

You moreover have the right to access your personal details and the right to ask for the details to be changed if they are incorrect.

The personal details of both clients and non-clients will not be sold to third parties.

Confidentiality

All the information or materials that are sent to Merit Capital via the Website will be handled in accordance with the statutory requirements under the applicable laws and regulations.

Applicable law and competent court

The information provided on the Website, as well as the publication of such, is governed by Belgian law. If you access this Website or make use of it from another jurisdictional territory, you must check beforehand to make sure the law of the country in question allows you to do so. If it does not, then you must refrain from all (further) access to or use of the Website.

Only the district courts and courts of appeal of Antwerp have competence to hear any dispute in relation to the Website, the information on the Website, the websites and webpages linked to it, as well as the use of such by the visitors.